Acceptance of the Terms & Conditions of Use
This Website is offered and available to users who are eighteen (18) years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with EmPRO. If you are not eighteen (18) years or older, do not access or use any part of this Website.
EmPRO will strive to ensure that information contained on our Website is both current and accurate. However, due to factors beyond our control, we cannot and will not offer any warranty or guarantee of any nature concerning the accuracy or reliability of any information contained on our Website. The information provided on this Website is published for informational purposes only. It is for your personal, private, non-commercial use only.
Neither Insurance Policy Interpretation, Nor Legal Advice, Nor Risk Management Advice
The material provided on the EmPRO Website, including the information and any images incorporated, is for your personal, private, non-commercial use only. The information and articles contained in this Website are provided for general informational purposes only. Nothing contained in this Website is intended to constitute, and should not be construed as, a solicitation of insurance in any state in which EmPRO is not licensed, an interpretation of any insurance provision or policy, or as legal advice on any subject matter. You should not rely upon the information and articles provided on this Website as a policy interpretation and/or as legal advice on any subject matter, for any purpose, and should always seek the legal advice of competent counsel within your jurisdiction. Users of the EmPRO Website are expressly advised that they rely upon the information contained on the Website for any other purpose, other than general informational purposes, at their own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you, or any other visitor to the Website, or by anyone who may be informed of any of its contents.
Any Risk Management advice presented on this Site is intended to provide general information of interest to healthcare professionals. Any recommendations and advice published on this Site do not reflect or establish an attorney-client relationship, do not establish a standard of care, do not establish rules for the practice of medicine, and should not be interpreted to convey the same. Likewise, the publication of any such information is not intended as an offer to insure the conditions or exposures discussed, or to indicate that EmPRO will underwrite such risks. Nothing contained on this Website shall serve to amend, alter, or modify the terms, conditions or exclusions of each individual insurance policy.
Any policy provisions discussed on this Website are subject to underwriting approval. Information on this Website should not be construed as a coverage interpretation of a/the policy in whole or in part. Actual coverage determinations are subject to all of the terms and conditions of the actual policy, endorsements, application, and any actual claims.
Web Links and Social Media
As a convenience to you, EmPRO may provide on this Site links to websites that are operated by other entities. If you decide to access any of the third-party sites which may be linked on this Site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses, other malicious software, or destructive agents. The linked sites are not under the control of EmPRO and we are not responsible for the content of any linked site or any link contained in a linked site. EmPRO reserves the right to terminate any link or linking program at any time. EmPRO does not endorse companies or products to which it links, unless specifically so stated in the link text.
EmPRO’s social media pages are meant to share healthcare information, medical news, and company announcements with our followers. Sharing content from another company’s website does not necessarily indicate an endorsement of that company or its views. The content shared on EmPRO’s social media pages is intended for non-commercial purposes. Appropriate credit will be given to the initial source, and, at the content creator’s request, EmPRO will remove shared content. When sharing content posted to EmPRO’s social media sites, users agree to hereby release EmPRO from any and all liability in connection with the use of any and all pictures, images, videos, comments, or content posted by EmPRO on any EmPRO page. EmPRO is not providing any medical, healthcare, or legal advice in any of our online social media pages and/or forums.
EmPRO has procedures and technologies in place to protect against unauthorized disclosure of confidential information. However, because of the ubiquitous nature of the Internet and the continuous cyber security threats faced by it, as well as the possibility of unintended disclosures caused by third-party negligence, EmPRO cannot guarantee that information posted on this Website will remain confidential at all times.
EmPRO will not intentionally disclose any information of a confidential or sensitive nature unless you authorize Us to do so or unless required to do so by law or regulation.
Third-party sites linked to this Website may contain cookies that are collected by the third-party site. Such cookies are beyond the control of EmPRO and, as such, We are neither able to access that information nor control its dissemination.
License to Use Website
Unless otherwise stated, EmPRO and/or its licensors own the intellectual property rights on the Website and material on the Website. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. You must not:
- republish material from this Website (including republication on another website);
- sell, rent, or sub-license material from the Website;
- reproduce, duplicate, copy or otherwise exploit material on this Website for a commercial purpose;
- edit or otherwise modify any material on the Website; or
- redistribute material from this Website except for content specifically and expressly made available for redistribution.
- In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries);
- For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise;
- To transmit, or procure the sending of, any advertising or promotional material including any “junk mail”, “chain letter” or “spam” or any other similar solicitation;
- To impersonate or attempt to impersonate EmPRO, an EmPRO employee, another user or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing); and
- To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the website, or which, as determined by us, may harm EmPRO or users of the website or expose them to liability.
Additionally, you agree not to:
- Use the website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the website, including their ability to engage in real time activities through the website;
- Use any robot, spider or other automatic device, process or means to access the website for any purpose, including monitoring or copying any of the material on the website;
- Conduct any systematic or automated data collection activities (including, without limitation, scraping, data mining, data extraction and data harvesting) on or in relation to this Website without the expressed written consent of EmPRO;
- Use any manual process to monitor or copy any of the material on the website or for any other unauthorized purpose without our prior written consent;
- Use any device, software or routine that interferes with the proper working of the website;
- Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful;
- Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the website, the server on which the website is stored, or any server, computer or database connected to the website;
- Attack the website via a denial-of-service attack or a distributed denial-of-service attack; and
- Otherwise attempt to interfere with the proper working of the website.
Access to certain areas of this Website are restricted through the use of User ID and Password in order to segregate information / services reserved for its clients and/or business partners from those offered to the general public. EmPRO reserves the right to restrict access to other areas of this Website, or indeed this entire Website, at its discretion.
If EmPRO provides you with a User ID and Password, or you are required to create such information in order to enable access to restricted areas of this Website or other content or services, it is your responsibility to ensure that such User ID and Password information are kept confidential. EmPRO is not responsible for acts resulting from the unauthorized use or disclosure of such information.
EmPRO may disable your User ID and Password at its sole discretion without notice or explanation.
If you choose, or are provided with, a username, password or any such other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity.
You also acknowledge that your account is personal to you and agree not to provide any other person with access to this website or portions of it using your username, password, or other security information. You agree to notify EmPRO immediately of any unauthorized access to, or use of, your username, password, or any other breach of security. You also agree to ensure that you exit your account at the end of each session. You should use caution when accessing your account from a public or shared computer, so that others are not able to view or record your password or other personal information.
EmPRO endeavors to ensure that the information contained on its Website is current, accurate, and reliable. That said, the Website is provided “as is”. EmPRO makes no representations or warranties in relation to this Website or the information and materials contained on or linked site provided on this Website. Users of the Website are warned that they rely on any information contained on the Website, or linked site by the Website, at their own risk.
Any premium indication provided on or through this Site is not a contract, binder, or agreement to extend insurance coverage. Premium indications are based on the information provided by you, and all information is subject to verification. If any information you provided is inaccurate, incomplete, or additional information is discovered, the quoted rate will be invalid and a new rate may apply. To obtain coverage, you must submit an application and a policy must be issued to you, subject to underwriting approval.
Information on this Website should not be construed as a coverage interpretation of the policy in whole or part. Nothing contained in this Website shall serve to amend, alter, or modify the terms, conditions, or exclusions of each individual insurance policy.
This Site, including all content, information, materials, programs, text, code, graphics, logos and the overall look and feel of the Site, are the property of EmPRO and/or its parent company. The Site is protected by federal copyright laws, whether or not a copyright notice is displayed. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the material(s).
Law and Jurisdiction
Disclaimer of Warranties
You understand that We cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER EmPRO NOR ANY PERSON ASSOCIATED WITH US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER EmPRO NOR ANYONE ASSOCIATED WITH US REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
EmPRO HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
IN NO EVENT WILL EmPRO, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.