Healthcare Facilities

When it comes to Hospitals and Healthcare Facilities, EmPRO has best-in-class solutions. EmPRO excels at providing Professional Liability insurance.

EmPRO’s experienced team of underwriters, claims staff, and risk management experts understand the unique needs facing healthcare facilities and will work closely with you to structure a program to make sure all of your needs are met.

EmPRO provides Professional and General Liability coverage options to healthcare facilities across NY, CT, PA and NJ.

Download an Application (New York Only):


EmPRO Offerings

Facilities We Insure

  • Ambulatory Surgery Centers
  • Clinics
  • Counties and Municipalities
  • Dialysis Centers
  • Drug Treatment Centers
  • Home Health Agencies
  • Hospitals
  • Imaging Laboratories
  • Medical Laboratories
  • Medical Schools
  • Nursing Homes/Long-Term Care
  • Physical Rehabilitation
  • Social Service Agencies
  • Staffing Agencies

Our Products

  • Professional Liability Insurance (Claims-Made and Occurrence)
  • General Liability Coverage (Claims-Made and Occurrence - Occurrence only in New York)
  • Excess Coverage
  • “Nose” and “Tail” Coverage
  • Deductibles Available
  • VAP Premium Discounts
  • A variety of limits are available
  • Payment Options

Our Services

  • Claims Management
  • Customized Electronic Reporting
  • Loss Run Analyses
  • Award Winning Risk Management
  • Web and Audio Conferences
  • Onsite Investigative Staff
  • Legal Consultation
  • Customized Audits
  • On-line Risk Management Courses
  • Annual Risk Management Conferences
  • Customized coverage options available

Product Benefits

Availability May Vary by State
  • Competitive pricing and innovative risk solutions with rate and form flexibility available for qualifying facilities.
  • Claims-Made, Occurrence, and Modified Claims-Made coverage options.
  • General Liability coverage available for your entity when you purchase Professional Liability coverage.
  • Aggressive claims handling by a dedicated & experienced claims team.
  • Decades of risk management expertise with customized risk analyses through Candello – the nation’s largest medical malpractice database.
  • Access to actionable insights through the Candello MPL data coding collaborative.
  • Free consultation services with EmPRO’s risk management experts and attorneys.
  • Free one-to-one and group peer support.
  • Access to EmPRO Physicians’ Club events.