Explore Policy Types

EmPRO offers a variety of policy types to best serve your practice needs.

Policy Forms

Premium Discounts:

Physicians may qualify for premium savings through EmPRO’s extensive discount offerings. Discount rates vary by state.

Up to 38% Claims Free

You may be eligible for a discount if you’ve maintained a claims-free record during the qualifying period, subject to applicable regulations.

Up to 7.5% Risk Management Discount

Successful completion of EmPRO's, or any New York State-approved risk management course. MyEmPRO.com.

Up to 5% No-Consent Discount

If you grant EmPRO the right to settle any claim made against you without your written permission to do so.

Up to 75% New Doctor Discount

EmPRO offers reduced rates to new physicians working more than 20 hours a week.