EmPRO is pleased to be able to provide New York State Chiropractors peace of mind.
We offer quality professional liability insurance coverages that are competitively priced and backed by EmPRO’s aggressive claims handling. Included with these offerings are a variety of discounts and services.
Risk Management Discount
10% premium discount for successful completion of EmPRO’s Risk Management Program.
Joint Defense Discount (VAP)
7% premium discount for agreeing to a combined legal defense.
No Consent Discount
5% premium discount is offered to physicians who grant EmPRO the right to settle any claims made against you without your prior written consent.
50% premium discount is offered to physicians in non-surgical specialties who work a total of 20 or less hours per week.
Scheduled Rating Discount
Up to 15% premium discount
Experience Rating Discount
Up to 10% premium discount
New Doctor Discount
Available to chiropractors who apply within 90 days of completing their residency or for those beginning private practice for the first time.
Claims-Made Policies: 50% for first year, 25% second year and 25% third year.
Occurrence Policies: 50% for first year